Sunday, November 29, 2009

the deposit

Provided you are current on all your payments, the very first baby step in Dave Ramsey's plan is to save $1000 as your emergency fund. We have never fallen behind on any payments, so this was step #1 for us.

In addition to selling the grand prix for $700, we were able to sell the second washer and dryer and dishwasher for a total of $190. Adding all that to the $40 from selling the camera a few weeks ago, we had $930. I decided to add some gifts of birthday money that our parents very generously still give us each year to that total.

Thank you parents!! Your gift went to the very best place it possible could have this year. If you ever read this, please don't be upset that I did not go out and buy something nice for myself. Knowing we are changing our life for good is the best thing I could "buy" and your gift helped do that!

So, Saturday morning, I made a $1013 deposit. It's really not a big dollar amount, but what it represents to our family is HUGE. It felt really good, and we will never miss any of the "things" that we had to sell in order to make the money. For the first time, in a very long time, I feel like we are in control of our money.

Tell your money where to go instead of wondering where it went. - Dave Ramsey

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