Whoo hoo!! One down!

Yay!!!

After finding a few more things to return to Kohls, I used the last subsistence check and an extra $40 and paid off the Kohl's card.

Now we have $25 more each month to apply to the next bill!!

So who can't wait to look under the little pull-off tab when your Kohl's mailer comes to see what % you got, hoping you finally got a 30% off? (doesn't getting the 30% off feel like you just won something?) And when you do finally get one, how many of you think that you HAVE to go shopping and use it because you could not possibly waste it. LOL

It's really easy to shop just because we have a coupon, and it's even easier to buy things we don't really need just because of the "great deal" we got on it. Those 30% off coupons (or even the 15% or 20%) can be very helpful IF you were already planning to buy something and IF you pay off the card with cash the second after you make a purchase. If you don't pay it off right away, you end up paying more in interest than the savings was in the first place.

I will always get excited to check my % off, but I will use those highly envied 30% ones much more wisely in the future!!